|
| Vehicles and Motorcycles* (2007 and Newer) |
|
Rate |
| 1 Year - 2007 or Newer |
as low as |
3.99% APR |
| 2 Years - 2008 or Newer |
as low as |
3.99% APR |
| 3 years - 2009 or Newer |
as low as |
3.99% APR |
| 4 years - 2010 or Newer |
as low as |
3.99% APR |
| 5 years (2011 or Newer Only) |
as low as |
3.99% APR |
|
|
|
| *20% Downpayment Required |
|
|
|
|
|
|
| Credit Card Loan Special - 1 Year |
|
10.00% APR |
| Personal Loans |
|
Rate |
| 1 year |
as low as |
7.99% APR |
| 2 years |
as low as |
8.99% APR |
| 3 years |
as low as |
9.99% APR |
|
|
|
|
|
|
|
First Mortgage - FIXED |
Rate |
APR |
Points |
| 30 year fixed-In-House Rates |
4.490% |
4.716% |
2 pts |
| |
4.740% |
4.880% |
1 pt |
| |
4.990% |
5.043% |
0 pts |
| MODIFICATIONS |
|
|
|
| (NO NEW MONEY - $500 FEE) |
4.490% |
4.716% |
2 pts |
| |
4.740% |
4.880% |
1 pt |
| |
4.990% |
5.043% |
0 pts |
| |
|
|
|
| 15 year fixed |
3.490% |
3.875% |
2 pts |
| 45/60 DAY LOCK |
3.740% |
3.977% |
1 pt |
| |
3.990% |
4.079% |
0 pts |
|
|
|
|
| |
|
|
|
| 8 year fixed* |
3.250% |
3.406% |
0 pts |
| 10 year fixed* |
3.450% |
3.577% |
0 pts |
| 12 year fixed* |
3.600% |
3.708% |
0 pts |
| 45/60 DAY LOCK |
|
|
|
| |
|
|
|
| |
|
|
|
| *25% equity, based on $100,000 mortgage |
|
|
|
| |
|
| **The rates and annual percentage rates (APR's) on First Mortgage loans are based on a $100,000 mortgage; on a 1-2 family owned occupied dwelling; with the first payment due thirty days after the loan is disbursed. |
|
| APR=Annual Percentage Rate. WLFCU requires escrow for property taxes and if applicable flood insurance. Your individual rate is determined at the time of the rate lock. WLFCU charges an application fee on all mortgage loans payable at the time of the rate lock. Your rate may vary and may depend on your credit history or the type of property financed. |
|
|
| |
|
|
| MINIMUM LOAN SIZE IS $40,000 |
|
|
| |
|
|
|
First Mortgage - ADJUSTABLE |
Rate |
APR |
Points |
| 1 year adjustable rate |
1.990% |
2.035% |
0 pts |
| 3 year/1 year ARM |
2.490% |
2.536% |
0 pts |
| 5 year/1 year ARM |
2.990% |
3.037% |
0 pts |
| |
|
|
|
| On Single Family First Mortgages |
|
|
| Minimum Loan Size |
$40,000 |
| |
|
| Home Equity Loans |
Rat Rate |
APR |
| 3 year |
3.990% |
3.990% |
| 5 year |
3.990% |
3.990% |
| 10 year |
4.500% |
4.500% |
| 15 year |
5.000% |
5.000% |
| 20 year |
5.500% |
5.500% |
|
|
| Home Equity Line of Credit |
- As low as 4.00% APR
- Up to $200,000
|
| Other Loans |
Rate |
| Shares Secured |
2.00% above Share Rate |
| CD Secured |
2.00% above Certificate Rate |
| Overdraft Loan |
18.00% APR |
|
|
|
|
Rates Updated February 1, 2012
|
