|

| Vehicles and Motorcycles |
|
Rate |
| 2 Years |
as low as |
5.25% APR |
| 3 years |
as low as |
5.25% APR |
| 4 years |
as low as |
5.25% APR |
| 5 years |
as low as |
5.50% APR |
| 6 years |
as low as |
6.00% APR |
|
RVs, Trailers & Boats - up to 72 Month Term |
as low as 1% higher than vehicle loan
|
|
| 2001 & older models |
as low as |
1.00% less than Personal Loan Rates |
| Personal Loans |
|
Rate |
| 1 year |
as low as |
11.49% APR |
| 2 years |
as low as |
11.75% APR |
| 3 years |
as low as |
12.00% APR |
| 4 years |
as low as |
12.25% APR |
| 5 years |
as low as |
13.00% APR |
| First Mortgage - FIXED |
Rate |
Points |
| 30 year fixed |
5.500% APR |
2 pts |
|
5.750% APR |
1 pt |
|
6.000% APR |
0 pts |
| |
|
|
| 15 year fixed |
5.250% APR |
2 pts |
|
5.500% APR |
1 pt |
|
5.750% APR |
0 pts |
| |
|
|
| First Mortgage - ADJUSTABLE |
Rate |
Points |
Margin |
| 1 year adjustable rate |
3.990% APR |
0 pts |
2.75% |
| 3 year/1 year ARM |
5.500% APR |
0 pts |
2.75% |
| 5 year/1 year ARM |
5.750% APR |
0 pts |
2.75% |
| |
|
|
|
| On Single Family First Mortgages |
| Application Fee |
$460 |
| Minimum Loan Size |
$40,000 |
| |
| First time homebuyer programs available |
| Home Equity Loans |
|
Rate |
| 3 year |
as low as |
5.750% APR |
| 5 year |
as low as |
5.750% APR |
| 10 year |
as low as |
6.000% APR |
| 15 year |
as low as |
6.250% APR |
| 20 year |
as low as |
6.500% APR |
- Application fee of $225.00 (refunded at closing for loans $20,000+)
- CT property only
|
| Home Equity Line of Credit |
- As low as 4.00% APR
- No Closing Costs
- 1/2% cash rebate on balance transfers from existing HELOCs - up to $250,000
|
| Other Loans |
Rate |
| Shares Secured |
4.00% APR |
| CD Secured |
3.00% above Certificate Rate |
| Stock Secured |
8.00% APR |
| Overdraft Loan |
18.00% APR |
|
|
Rates Updated December 17, 2008
|