Open a checking account at Windsor Locks Federal Credit Union (WLFCU)

Your free WLFCU checking account is one of the best values we offer

  • No monthly service fees.
  • No minimum balance or direct deposit requirements.
  • No monthly fee Visa Debit Card.
  • A balance of $1,000 earns dividends paid monthly based on the Average Daily Balance.
  • Overdraft Protection options.

Free eServices include:

  • Internet Home Banking;
  • Mobile Banking & Mobile Deposit;
  • Bill Payer;
  • eStatements;
  • eNotices;
  • MoneyDesktop - a money management and budgeting tool;
  • Telephone Audio Response.

Order new checks online at Harland Clark – easy ordering and a great assortment of styles at reasonable prices.

Direct Deposit to your WLFCU accounts

  • Have all your payments such as payroll, social security, retirement and US Treasury directly deposited to your WLFCU checking or savings accounts.
  • Receive your payments on their scheduled date rather than waiting for them in the mail.
  • Direct Deposit is safe and secure; no checks to be lost or stolen.
  • Saves you a trip to the Credit Union and your funds are available immediately.
  • Windsor Locks Federal Credit Union’s Routing Number is 211180159.

Complete the sign up form and give to your payroll department or other agency. Please call our Member Services department at 860-292-2940 for more information.

WLFCU Overdraft Protection Options

We know that people don't overdraw their accounts on purpose. Life sometimes gets hectic and mistakes can happen. WLFCU’s Overdraft Protection Options can save you the embarrassment of a returned check or electronic item and saves you the expense of an insufficient funds fee.

With Overdraft Protection you can pay bills electronically, write checks and use your WLFCU debit card without worrying about the balance in your checking account. There are three methods of WLFCU Overdraft Protection to choose from or set up both for maximum protection:

  • Automatic Savings Transfer* - You can choose to link a savings account to your checking account. If there are enough funds in the account to cover the item, we will make an automatic transfer to cover the item. A transfer fee will be charged with Overdraft Protection from your savings account.
    *Federal Regulation D limits the number of transfers to 6 per month in combination with transfers you might make through Internet Home Banking or Audio Response.
  • WLFCU Overdraft Line of Credit - Funds are automatically transferred from your overdraft line to cover ATM/debit transactions, checks or electronic payments. There are no transfer fees however you are charged interest daily on the money that you use, for however long you use it. The quicker you pay back the money, the less it will cost you.
     

With so many great options available, why not open your free WLFCU checking account today!