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Home Loans

WLFCU Mortgages*

 

Here at WLFCU, we consider ourselves the mortgage specialists. With low rates, great personalized service and terms set at 8, 10, 12, 15, 20 or 30 years, our mortgages provide just the right product for anyone.  Our short term mortgages are great for those who want to refinance to shorten a term or lower a rate.  Our long term products give those purchasing a new home or first time home buyer an affordable way to become a homeowner, or an existing homeowner a way to consolidate debt. 

For more information about any of these home loan products, give one of our knowledgeable WLFCU Mortgage Officers a call at 860-292-2950 today!

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*Windsor Locks Federal Credit Union provides mortgages and home equity loan products for family owners of 1-4 family owner occupied homes.

NMLS ID 407914

Registered Mortgage Loan Officers

  • Holly M. Hanson - NMLS ID 1554858
  • Dolores P. Rodrigues - NMLS ID 689657
  • Charla Stetson - NMLS ID 1815832

WLFCU Home Equity Line Of Credit (HELOC)*

With a variable rate WLFCU Home Equity Line of Credit you can use the equity in your home to make home improvements, consolidate high interest rate debts, finance your child’s education, or for whatever other reason you may have. Once your line is approved, you will be able to access your HELOC online, in person at the Credit Union, by Telephone Audio Response or by writing a check. As you repay the portion of the loan you’ve accessed, the funds become available to you again for the length of your draw period.

To start your application, call us at 860-292-2950 or email us at loans@wlfcu.com

Note that emails are not secure and should not be used to send sensitive information.

WLFCU Fixed Rate Home Equity Loan*

Use the equity in your home to make improvements, consolidate high interest debt, finance your child’s education or if you simply want to pay off your existing mortgage with a low interest WLFCU Fixed Rate Home Equity Loan, we can help with that too! With a set rate, term and payment, you’ll have the security of knowing exactly where you stand.

To start your application, call us at 860-292-2950 or email us at loans@wlfcu.com

Note that emails are not secure and should not be used to send sensitive information.

Specialty Mortgage Programs

Not everyone fits into our regular mortgage programs so, in partnership with Allanach/Mortgage Group Corporation, we've developed programs to fit a variety of special situations.

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  • Home Ready Purchase & Refinance
    • 97% financing
    • Lower PMI
    • Gifts allowed
    • Credit Score as low as 620
  • Self-employed Bank Statement Program
    • 24 month bank statements
    • 50% DITI
    • 90% LTV
  • Jumbo Mortgage
    • Up to $2,000,000
    • LTV's as high as 90%
    • Available for primary, 2nd home and investment

To start your application, call us at 860-292-2950 or email us at loans@wlfcu.com

Note that emails are not secure and should not be used to send sensitive information.

Federal Mortgage Programs

If you qualify, in partnership with Allanach/Mortgage Group Corporation we offer federal government  programs that can help you with the purchase of your home. 

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  • VA Loans
    • 100% Financing
    • No PMI, credit scores 580
    • Accessible to Regular Military and National Guard
  • FHA 203K Rehab
    • Single or 2 family
    • 3.5% Down Payment and it can be gifted
    • Credit Scores as low as 640
  • USDA
    • 100% Financing
    • Income requirements
    • Low PMI
    • Suburban Areas

To start your application, call us at 860-292-2950 or email us at loans@wlfcu.com

Note that emails are not secure and should not be used to send sensitive information.

Reverse Mortgages

Reverse Mortgages are for homeowners 62 or older.  They are designed to provide income to homeowners from the equity in their home.  Please contact a Mortgage Officer at 860-292-2950 or loans@wlfcu.com for more information on Reverse Mortgage options.

Insurance Options

WLFCU is partnered with select insurance companies to provide members with choices for vehicle, home, life, commercial and other insurance products.

Insurance Partners

Our Partners