APY = Annual Percentage Rate
Share Draft Checking
Account |
APY |
Dividend Rate |
$1,000 minimum balance required to obtain the .05 APY
No minimum balance requirements. |
0.05% |
0.05% |
Savings Rates
Account |
APY |
Dividend Rate |
Primary Shares |
0.05% |
0.05% |
Youth Accounts |
0.05% |
0.05% |
Holiday/Vacation Club |
0.05% |
0.05% |
IRA Accumulator |
0.10% |
0.10% |
Health Savings Account |
0.10% |
0.10% |
Auxiliary Savings |
0.05% |
0.05% |
Money Market Rates*
Dollar Amount |
APY |
Dividend Rate |
$5,000.00 - $49,999.99 |
0.10% |
0.10% |
$50,000.00 - $99,999.99 |
0.15% |
0.15% |
$100,000.00 - $149,999.99 |
0.20% |
0.20% |
$150,000.00 - $199,999.99 |
0.25% |
0.25% |
$200,000.00 and higher |
0.35% |
0.35% |
Term Share Certificates & IRA Certificates
Time Period |
APY |
Dividend Rate |
3 Months |
0.10% |
0.10% |
6 Months |
0.10% |
0.10% |
7 Months Certiflex* |
0.15% |
0.15% |
9 Months |
0.15% |
0.15% |
12 Months |
0.25% |
0.25% |
18 Months |
0.40% |
0.40% |
2 Years |
0.50% |
0.50% |
3 Years |
0.55% |
0.55% |
4 Years |
0.65% |
0.65% |
5 Years |
0.70% |
0.70% |
Jumbo Certificates
Amount |
Term |
APY |
$100,000 minimum deposit |
terms of two years or more |
.15 added to Term Share & IRA Certificate rates |
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE