APR=Annual Percentage Rate
Your actual rate may be higher based on your credit history.
New Vehicles
(2014 and newer) |
APR as low as |
Repayment Term per Thousand |
2 Years |
2.99% |
$42.98 |
3 Years |
2.99% |
$29.08 |
4 Years |
2.99% |
$22.13 |
5 Years |
3.24% |
$18.08 |
6 Years |
3.24% |
$15.30 |
Used Vehicles
(2008-2013) |
APR as low as |
Repayment Term per Thousand |
2 Years |
5.24% |
$43.99 |
3 Years |
5.24% |
$30.09 |
4 Years |
5.24% |
$23.15 |
Recreational Vehicles – Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles
Years |
APR as low as |
Repayment Term per Thousand |
2 Years |
5.49% |
$43.65 |
3 Years |
5.49% |
$29.86 |
4 Years |
5.49% |
$23.15 |
Personal Loans
Years |
APR as low as |
Repayment Term per Thousand |
1 Year |
7.99% |
$86.98 |
2 Years |
8.49% |
$45.45 |
3 Years |
8.99% |
$31.80 |
4 Years ($4,000 and higher) |
9.99% |
$25.35 |
First Mortgage - FIXED
Years |
Points |
Rate |
APR |
Repayment Term per Thousand |
30 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
3.250% |
3.347% |
$4.35 |
20 Year Fixed**
60 DAY LOCK
as low as
|
0 pts |
3.250% |
3.373% |
$5.68 |
15 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
3.000% |
3.088% |
$6.95 |
12 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
2.875% |
3.103% |
$8.22 |
10 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
2.875% |
3.145% |
$9.60 |
8 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
2.750% |
2.908% |
$11.62 |
- FIXED Maximum Loan Amount is $484,350
- Minimum Loan Amount is $40,000
First Mortgage - ADJUSTABLE
Years |
Points |
Rate |
APR |
3 year/1 year ARM** as low as - 60 DAY LOCK |
0 pts |
3.250% |
3.688% 1 |
5 year/1 year ARM** as low as - 60 DAY LOCK |
0 pts |
3.500% |
3.712% 2 |
7 year/1 year ARM** as low as - 60 DAY LOCK |
0 pts |
3.750% |
3.801% 3 |
- First Mortgage Minimum Loan Amount is $40,000
- Maximum Loan Amount is $424,100
Home Equity Loans
Years |
Rate |
APR |
Repayment Term per Thousand |
5 year as low as |
3.750% |
3.775% |
$18.31 |
10 year as low as |
4.250% |
4.253% |
$10.25 |
15 year as low as |
4.500% |
4.504% |
$7.66 |
- Minimum loan amount: $15,000
- Maximum loan amount: $250,000
- Maximum loan to value of 80% including first mortgage.
- Other closing costs and fees will apply
- Adequate homeowner's insurance coverage is a requirement of this loan.
Home Equity Lines of Credit
Years |
Rate |
APR |
20 year (5 year draw, 15 year repayment) as low as |
4.00%* |
- |
- Minimum loan amount: $15,000
- Maximum loan amount: $250,000
- Maximum loan to value of 80% including first mortgage
- Application Fee of $50.00 and an Annual Fee of $50.00 will apply.
- Fees for third party vendors will apply.
- Rate is tied to the Prime Rate - Current Prime Rate is 3.25%
- Maximum rate (ceiling rate) is 17.00%. Minimum rate (floor rate) is 4%.
- Adequate homeowner's insurance coverage is a requirement of this loan.
Other Loans
Type |
Rate as low as |
Share Secured |
3.00% above Share Rate |
Certificate Secured |
3.00% above Certificate Rate |
Overdraft Loan |
18.00% APR |
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
APR = Annual Percentage Rate
Rates Updated February 22, 2021.