APR=Annual Percentage Rate
Your actual rate may be higher based on your credit history.
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New Vehicles
(2015 and newer) |
APR as low as |
Repayment Term per Thousand |
2 Years |
2.49% |
$42.76 |
3 Years |
2.49% |
$28.86 |
4 Years |
2.49% |
$21.92 |
5 Years |
2.74% |
$17.86 |
6 Years |
2.74% |
$15.08 |
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Used Vehicles
(2009-2014) |
APR as low as |
Repayment Term per Thousand |
2 Years |
4.74% |
$43.76 |
3 Years |
4.74% |
$29.86 |
4 Years |
4.74% |
$22.92 |
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Recreational Vehicles – Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles
Years |
APR as low as |
Repayment Term per Thousand |
2 Years |
5.49% |
$43.65 |
3 Years |
5.49% |
$29.86 |
4 Years |
5.49% |
$23.15 |
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Personal Loans
Years |
APR as low as |
Repayment Term per Thousand |
1 Year |
7.99% |
$86.98 |
2 Years |
8.49% |
$45.45 |
3 Years |
8.99% |
$31.80 |
4 Years ($4,000 and higher) |
8.99% |
$24.89 |
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First Mortgage - FIXED
Years |
Points |
Rate |
APR |
Repayment Term per Thousand |
30 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
5.000% |
5.089% |
$5.37 |
20 Year Fixed**
60 DAY LOCK
as low as
|
0 pts |
4.750% |
4.870% |
$6.46 |
15 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
4.375% |
4.526% |
$7.59 |
12 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
4.000% |
4.183% |
$8.76 |
10 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
4.000% |
4.216% |
$10.12 |
8 Year Fixed**
60 DAY LOCK
as low as |
0 pts |
3.750% |
4.014% |
$12.07 |
- FIXED Maximum Loan Amount is $647,200
- Minimum Loan Amount is $40,000
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First Mortgage - ADJUSTABLE
Years |
Points |
Rate |
APR |
3 year/1 year ARM** as low as - 60 DAY LOCK |
0 pts |
3.750% |
3.833% 1 |
5 year/1 year ARM** as low as - 60 DAY LOCK |
0 pts |
4.000% |
4.084% 2 |
7 year/1 year ARM** as low as - 60 DAY LOCK |
0 pts |
4.250% |
4.335% 3 |
- First Mortgage Minimum Loan Amount is $40,000
- Maximum Loan Amount is $647,200
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Home Equity Loans
Years |
Rate |
APR |
Repayment Term per Thousand |
5 year as low as |
3.500% |
3.678% |
$18.19 |
10 year as low as |
3.500% |
3.593% |
$9.89 |
15 year as low as |
3.750% |
3.760% |
$7.27 |
- Minimum loan amount: $15,000
- Maximum loan amount: $250,000
- Maximum loan to value of 80% including first mortgage
- Other closing costs and fees will apply
- Adequate homeowner's insurance coverage is a requirement of this loan
- Based on $15,000 with $66 fees
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Home Equity Lines of Credit
Years |
Rate |
APR |
20 year (5 year draw, 15 year repayment) as low as |
4.00%* |
- |
- Minimum loan amount: $15,000
- Maximum loan amount: $250,000
- Maximum loan to value of 80% including first mortgage
- Application Fee of $150.00 and an Annual Fee of $50.00 will apply
- Fees for third party vendors will apply
- Rate is tied to the Prime Rate - Current Prime Rate is 4.00%
- Maximum rate (ceiling rate) is 17.00%. Minimum rate (floor rate) is 4%
- Adequate homeowner's insurance coverage is a requirement of this loan
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Other Loans
Type |
Rate as low as |
Share Secured |
3.00% above Share Rate |
Certificate Secured |
3.00% above Certificate Rate |
Overdraft Loan |
18.00% APR |
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
APR = Annual Percentage Rate
Rates Updated May 26, 2022